Foreclosure and Bankruptcy – What Every Person Facing Foreclosure Should Know

If you are worried about losing your home to foreclosure and are getting behind on your mortgage payments, there are some financially strategic things you can do to save your home. It’s best to learn about the foreclosure laws in our state and understand the well-documented case law. You should probably immediately seek the professional advice of a bankruptcy attorney who has dealt with such issues if you want to prevent foreclosure.

Did you know that once you file Chapter 7 Bankruptcy in California, the bank cannot do a foreclosure sale during the proceeding which take about 3-4 months? The lender can petition the judge to bypass that general rule and foreclose early or ask for a foreclosure sale, but it’s rarely ever granted without extenuating circumstances.

In Chapter 13 Bankruptcy, you will have to keep up on your mortgage payments and/or make a deal with your lender, otherwise, the lender can ask the judge to foreclose anyway. Depending on your relationship with your lender and your good faith, the judge sometimes allows this. Again, it’s best to ask your bankruptcy attorney what to do and how to do it in order to have the best chances of keeping your home when it is over.

Can You Stay in Your Home After Foreclosure in California?

It turns out that you can stay in your home after foreclosure and up to the final sale, although that would be cutting it close. Generally speaking, after a foreclosure it takes anywhere from 2 months to a year for the actual sale to occur. This is the case for both judicial and nonjudicial foreclosures.

In fact, in California, there is a terrible problem where the family that once lived in the home before foreclosure leaves as requested, but then a new party, a homeless squatter, moves in and stays in the home until it is sold, often until the new owners try to move in. Sometimes the new owners have to go and get an eviction notice, which also takes time. It’s an interesting world we live in but that’s what’s happening here in California.

In Ventura County, there has been a whole slew of cases where this has happened. Squatters learn about the loopholes in the law on the Internet, often watching YouTube Videos. Some of the advice is garbage, some is valid. Either way, it is causing a problem in neighborhoods around the Ventura County area and nearby adjacent neighborhood that are in Los Angeles County.

Can You Buy a New Home After You File for Chapter 7 Bankruptcy?

The answer to this question might shock you. After all, people assume that filing for bankruptcy is the kiss of death, and their credit will be shot forever or at least a decade. Not so. Indeed, 24-months after the date your bankruptcy is completed you will be able to qualify for a home loan and mortgage providing you have adequate income at that time to service the loan payments.

For Chapter 13 Bankruptcy, the situation is similar, but there are other things you need to know and you should contact a bankruptcy attorney in your area who specializes in these venues for all the correct details.

What Can I Keep from My Home If the Bank Forecloses?

This is a very important question and if you get it wrong you could find yourself in jail for grand theft. You cannot take solar panels, hot water heaters, or any built-in appliances. Don’t attempt to take garbage disposals, trash compactors, built-in ranges, dishwashers, or air-conditioning systems. You cannot take burglar alarms, smoke detectors, or smart house systems that are built into the home as an integrated system. You may take televisions, refrigerators, and washers and dryers.

You cannot take an outdoor patio system that is anchored to the house on one or more sides or on top. Basically, the law reads that you cannot take anything affixed to the building or land. Again, take these rules seriously, and if you have any questions, ask your bankruptcy attorney. If you have to go and you’ve exhausted all other avenues, do it right. You don’t want to begin your fresh start with a new criminal conviction – that doesn’t look good on any resume.

There Are Ways to Prevent Foreclosure in California

The easiest way is by asking your lender for a loan modification. The bank doesn’t want to take back your home, they just want to get paid. Thus, it is in their best interest to work out a favorable deal that will have you back making payments until that mortgage is paid in full. Sometimes lenders won’t move an inch on the first request, but when an attorney contacts them on your behalf, it’s amazing what you can negotiate.

If you pay off your mortgage the lender cannot foreclose obviously, which is one more option. Get a loan from another source and pay off the mortgage. You can also sell your home in a short sale, or for the amount left on the mortgage. Although you won’t get any equity back, your credit will be great having paid it off.

Other Considerations

After the housing crash of 2008 many servicers made errors in the paperwork. The court no longer takes their word over the borrower. If they made a serious mistake, your attorney will now be in a very favorable position to negotiate for you. At least, your bankruptcy and foreclosure attorney will have the lender start the process all over again, and at best, might save you 10s of thousands of dollars and a truly stellar renegotiated mortgage rate and terms. Be sure to learn all the facts.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Lance Winslow

How to Find the Property Lines for Your Land

As a land owner, knowing the location of your property lines is one of the best ways to avoid disputes with your neighbors.

Property lines, or boundary lines, are the defined points where one owner’s land ends and the neighboring property begins. A property owner uses boundary lines to determine where they can legally place items such as fences, driveways, outbuildings like pole barns or anything else. Erecting a structure on or partially on another person’s land can lead to lawsuits and unpleasant situations with neighbors.

1. Check your deed. The deed contains the legal description of your property, which is basically the property’s measurements and boundaries in words. For most people, the property description can be difficult to interpret, so you may not find it helpful. However, sometimes, the legal description uses landmarks and measurements that you can interpret. If that’s the case, measure from the landmarks in the description to the property lines. Mark each corner with a stake or other marker. Measure from each stake to the next all the way around your property to ensure the measured lines match the deed. Physically measuring the boundaries will allow you to visually determine where the lines are and avoid encroaching on your neighbor’s land. Just be warned: An old description may rely on the location of a tree that no longer exists or a creek that has gone dry.

2. Check the official website for the assessor’s office in your municipality. Some assessors have mapping tools available online for all of the real estate in the area. You can use the maps to find the boundary lines for your property and to determine where nearby landmarks are located, such as the east line of your street. You can use these landmarks as fixed points to measure from. Using a tape measure or measuring wheel, measure the distance from each of the landmark points to your property line as shown on the maps.

3. If you don’t have a copy, and there’s nothing available online, visit the county recorder’s office or the assessor’s office. When you bought your property, you may have received a plat map, showing property lines and measurements. If it wasn’t included with your paperwork, check with your local clerk’s or surveyor’s office. Ask if there are any maps available for public viewing that include your neighborhood and street. Some of these maps may be available online, while others will be hard copies or microfiche copies. Even maps of neighboring properties can be valuable if they show shared property lines.

4. Last but not least, hire a surveyor. The most surefire way to determine legal property lines is by hiring a professional. The surveyor can measure and map the property and will generally also mark the corners of the property with stakes. It’s always a good recommendation to be present when the surveyor comes to measure your property, so they can review the property lines with you. The cost of a survey will vary depending on your location, lot size, and other variables. The surveyor needs to be licensed with your state and should carry professional liability insurance, which can cover you if the surveyor makes a mistake in the survey.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by David Kreager

Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced Properties Are Available…

Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced properties are available if you know how to buy them. By Jody Hudson – Realtor since 1972. How to FIND and BUY: Cheap Bargain Real Estate, Good Deals, Below Market, Low Priced and Less Expensive; homes, lots, land, businesses, and condominiums. They are everywhere and easy to find. Here is how to find and buy them from anyone, anywhere. This article lays out the steps: How to find and buy a Bargain, A Good Deal, in real estate; that is; how to get it real cheap! Yes, there are ways! Nearly every call or e-mail that I get is asking me to find the buyer a bargain. We all feel that way when we are buying as well. All of us want a good deal. We all want to get cheap real estate. And we can all do it. There is a bit of a challenge however. Every single buyer that I’ve ever had in my thirty two years of selling real estate has wanted to sell the property they have for more than it is worth. Herein lays our challenge as Realtors — and of course for you as purchasers. To get those HOT deals in real estate there are at least three things you must do: 1. First of all as a buyer you must be able and willing to act faster than any other buyer. 2. Second you must be able to know a bargain when you see one. This takes experience and education in the specific market . Any assumptions made from other markets, about the subject-inteded market, will sentence you to certain failure… 3. Third you must BUY it. That is write a deposit check and write a contract that will win over the other contracts that may be presented at about the same time as yours. This group of three steps, sounds simple, but only about one buyer in each ten year period is willing to do these three things in order to get the cheap property they have asked us to find for them! I have several people, and so do most Realtors, that are the most; ready, willing and able and we call them first! If you want to be one of the ones called you must be MORE ready, willing and able! Recently, August 2002 the waterfront home next to ours was listed for sale for $249,000 and it was worth at the time about $350,000. Kate and I called each of our family members, our wonderful neighbors on the other side (one of whom is a local builder and the other a mortgage broker) and some of our best clients and a best friend of ours, a builder and investor, who had already said he liked the fine home. (Note that property is now worth about $800,000 Sept. 2004). We explained that the home was going on the market in a few hours and that they must act fast. Our neighbors on the other side, the most knowledgeable of the bunch wanted to make an offer of $180,000 saying they thought that was all the property was worth. They knew better or at least should have and they should have bought it. They just „hoped“ they could get it for less and that they didn’t have to move fast. The offer they made was ignored and wasted our time. They did however get another property in a few days, for a lot more money, that was worth a lot less, as a result of improved alertness and awareness after losing the one next to us. Our savvy investor friend put in a couple of offers below the asking price with several contingencies. Meanwhile we are telling everyone to write a contract for full price with no contingencies and calling on both our phones as fast as we could call. None of our best friends or family would pay attention. They were ALL too greedy. They knew the property was far under-priced but wanted it for even less… Lesson: when it’s a good deal – ACT instead of getting more greedy and losing the deal totally. Then our lovely new neighbors came and saw the property. They also were knowledgeable about similar properties, and had lost several properties they liked by moving slow, writing unreasonable contracts and not paying attention to real values. This time they did it correctly. In fact they wrote a contract on the spot, with no contingencies, and for MORE than full price so that if anyone did offer full price they would still have the best chance. They paid $5,000 more than the full price on the spot, told the sellers they could have settlement any time they wanted it and before they even heard back from the sellers they arranged for a mortgage of MORE than they needed and asked for the money to be immediately available. They did not ask for a home inspection, a survey, or for the sellers to fix anything. The home is 30 years old and has not had one bit of maintenance. There was a burst hot water tank, a roof that needs replacing and a few HUGE cracks in the foundation. All these problems cost them about $15,000. They have, as I write this, owned the property for several months and worked on it every weekend, before they could take a break and enjoy it. They love it. If they were to fix all of the things that need fixing, paint the trim and freshen up the yard and landscaping; we could get $900,000 to $950,000 for this home for them in a few months on the market. And, city sewer will be here in a few years, at that point the property will instantly go up another $200,000 and all the people we called knew about the pending sewer too. The buyers didn’t find out about the sewer coming to town until after they had contracted to purchase the property. The sewer is still not in — WOW. They are glad they did the One, Two, Three to make it happen! By doing the three things listed above the purchasers of the home next to us have made the wisest purchasing decision thus far in their lives and have one of the best bargains that have been available in the last several years. The sellers are happy too as they just wanted to sell it as fast as they possibly could, due to a sudden and dangerous illness of one of the owners. I’m writing this article to serve you the reader. But you must know it is self serving as well. Much of our time as Real Estate Agents is spent trying to successfully educate our buyers and sellers. If they would take our advice they could be far, far, more successful in selling or buying. The articles I write here [http://www.kate-jody.com/essays/index.html] are those advices that I give my customers and clients – if they ask. Most don’t and when they do, very few take the advice. Just like in every other profession, we the professionals do what we can to help those who come to us but it’s up to them to take the advice. Bargain homes are always available – but hard to sell. They are homes that are in need of some repair or cosmetic improvement or that are in an area of transition. We have several on the market right now and they are hard to sell. Someone with vision will eventually purchase them, fix them up and perhaps sell them at a huge profit – often to someone who says they want a bargain but won’t do what it takes to get a bargain. Funny isn’t it, and this sort of thing happens all the time. It has consistently happened in my 35 years in the real estate business and being a licensed Realtor since 1972. Just know this, if you want a fixer-upper, so does everyone else, but you need to be very, very, educated and able to spend the time and money to renovate the property effectively and affordably. And, you need to do One, Two, Three! If you want a bargain; educate yourself and be ready to DO — One, Two, and Three. We’ll try to help you. By Jody Hudson Copyright 2002-2004 www.Kate-Jody.com Jody Hudson: MrJodyHudson@earthlink.net

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Jody Hudson

Local Handyman Services: Choosing the Right One for You

If you live in a larger town or city, there can be a number of local handyman services to choose from. The quality of work and of the customer service they deliver ultimately comes down to the individual who is in your home, be that person an employee, partner in a handyman service, or a lone handy man. But there are differences you can anticipate in the many types of handyman businesses out there. Let’s consider the likely candidates you will run into.

There are many handyman franchises that a business owner can buy. The most successful of these franchises are larger handyman companies with lots of glossy advertisements, trucks or vans with full-body graphics, and can have many employees. Like any franchise local handyman services, much of the work is done for the franchise owner, he or she simply plugs in the different marketing tools and advertisements that are supplied to them in their franchise package and get to work finding employees. This does make the job easier than starting a business from scratch, particularly in a field which they may not be that familiar with. The downside for them is they must pay for all of these bells and whistles, just as with any franchise. This leaves them with a lot of overhead and a small profit margin. In growing their company and employing more workers they start to make money, however the temptation is there to charge a lot for any and all home repairs. If you’ve ever gotten a number of bids for a given home maintenance project, you’ve probably been amazed at the range of prices. The handyman franchise will likely be at the higher end of the spectrum here.

The advantage to using large franchised home repair services is they are likely to be able to get to your project very quickly, if they have a number of employees. This can be a big deal if you have an emergency repair to be handled and relatives coming in for a visit. As a helpful tip, talk to the salesman or owner about their employees. Find out who the best guys are. Not all handyman are created equal, and with any given handy man service they will have a couple-three guys who are top-notch craftsman, the rest will be average to good, and one or two who you’d just as soon not have in your house. This is a generality of course, but is pretty consistent with many construction, property maintenance or home repair companies. A few quick questions will tell you who their best guys are, and when you can get them scheduled to do your home repair. If those guys are booked up, then it does defeat the purpose of going with a larger, multi-employee handyman service.

The next option you will find is the smaller company built up from scratch with the owner doing a lot of the work, or with maybe one or two workers. Or this may be the owner and a helper. The advantage to you here is there is a greater sense of accountability with these smaller home handyman services. If there is a problem you won’t get ‚lost in the shuffle‘ in getting things handled to your satisfaction. This may be as simple as a quick conversation to clear the air about any confusions, but with a larger company even this can turn into an ordeal.

With a smaller two or three-man operation, asking about their ‚best guy‘ is no longer an issue. Handyman companies of this size either do good work or not. This is determined by the owner. If he is a quality-minded craftsman he will expect this level of work from his help. A handyman service of this size has nowhere near the overhead of a handyman franchise; chances are you will get a better price from them, however even with one employee this creates a drain from the income of the business owner. He has to keep his guy busy and keep him paid, or he’ll be quitting, or finding jobs from other sources and thereby become difficult to schedule, so this will be a priority for the business owner. However he probably has a family to feed as well, so needs to make a solid income himself. His prices may be a bit higher.

Next we have the lone handyman. He is a one-man-show. You can get a real mixed bag here. At the low-end is the guy who just wants enough work to keep him in the bar every afternoon. At the top of the scale is the perfectionist craftsman who does not like working for or with others who don’t share the same level of professionalism in doing home improvements, even with something as simple as cleaning up when they are done. As far as professional handyman services go, the individual handyman will have the lowest overhead and business expenses. If he is an expert home repair specialist he will probably charge a rate that matches his level of skill, however with probably very low operating costs, his handyman rates will be at the lower end of the scale.

In dealing with any handyman repair service it cannot be stressed often enough that you should get references from each business when you are trying to find a handyman, then call the people on that list. This little bit of homework need not be as difficult as it sounds and can save you from enormous potential headaches. The larger the home repair project, the more this factor applies. A call to your local BBB will weed out the bad eggs, but actually talking to the happy customers of a handy man service will give you a great deal of confidence that you are making a good decision, and talking to other customers may give you ideas of other remodeling or home repair projects you may want done around the house.

For a good many homeowners they must deal with having handyman repairs done over a long period of time. Ideally they want to find a handyman contractor who they can rely on again and again. Getting a job done right the first time for a lot of homeowners is equally or more so important than the handyman prices that are charged. By spending the time to check on the references offered by the companies on your handyman services list you are likely to find the handyman among all the local handyman services who you can rely on and are happy to act as a reference for yourself.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Michael R Wreggitt

Selling Your Home on Your Own?

If you have Tampa Bay Florida real estate, Pinellas County real estate or Clearwater property and are looking to put your home up for sale, you have a thousand questions that you need to ask yourself. The first question you need to ask is do you need to use a real estate agent, or can you sell your home on your own?

Unless you have experience in selling homes, or have sold your own home before and know what you are getting yourself into, you should hire a professional real estate agent. The business of selling homes is quite intricate, there is a lot of legal paperwork to fill out, a lot of questions and answers that if you answer them incorrectly can cost you thousands of dollars, which is far more money than you would have ’spent‘ on a real estate agent.

Your Clearwater Property is worth something to you, it’s not just a home, it’s an investment. No matter how long you have owned your Tampa Bay real estate, Pinellas County real estate or your Clearwater property, it has increased in value and has become an investment that you want to protect. By attempting to sell your property yourself, you could be losing out on your investment and cost yourself more money than you will make on the sale.

Real estate agents are licensed professionals who know how to sell property. They are skilled and knowledgeable about the ins and outs of all the intricacies that revolve around selling property, from the initial advertising to the close of the deal.

Imagine this: You decide to sell your home yourself and you put a listing in the paper. ‚Interested people‘ start calling you at all hours of the day and night telling you they would like to come and view your home. You wait all day and finally someone, who looks a little shady, comes to your door and you lead them ceremoniously through your home, pointing out all the great features so they will want to purchase your home. In the mean time, this shady character is looking at where you keep all your valuables and finding the points of entry into your home that will be easiest for him when you are not home. That sounds like fun, doesn’t it?

If you already have your home listed as a ‚For Sale by Owner‘, take a look at your track record so far. Have you had anyone come to look at your home, or anyone that was interested in your home? Real estate agents are trained professionals, they know how to gather prospective buyers that allow you to sell your home, especially your Tampa Bay real estate, Pinellas County real estate or your Clearwater property.

I know what you’re thinking — how hard is it to sell my own home? You are thinking that no one knows your home better than you do. After all, you are the one that has lived there for however many years, and know just where all the good things are, and where all the ‚bad things‘ are. A real estate agent that has spent years selling and buying homes can probably help you sell yours, faster and cheaper than what you can on your own.

Real estate agents have access to listings that you can not access. A professional real estate agent can list your Tampa Florida Real Estate, Pinellas County real estate, or your Clearwater property across the country with one or two faxes or clicks of a computer button. They are the guys in ‚the know‘ on where to best market your home so it will sell quickly and at a fair price. Your real estate agent will work for you, to get you the best price for your property. The minor commission fees that they charge will be small in comparison to the charges you will incur trying to sell your home on your own.

Let’s not forget that time is money. It is better to sell your property in a week or two using a real estate agent than in five months on your own, right? Absolutely!

Find a real estate agent that can take the ‚for sale by owner‘ nightmare off your hands and turn the sale of your property into the dream you deserve.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Robert Lipply

List of Best 3 Web Hosting Companies of 2018

In this digital marketing age, the quintessential element for business is website. If one is thinking to build a website then must acquire solid web hosting. It is nothing but a home for maintaining your retail website or blog in an active state.

There are plenty web hosting services but the best ones are few. The blog highlights the 3 best web hosting companies of 2018.

1. HostGator

HostGator is popular with its more than 9 million users for website and VPS hosting. Users are awestruck with the 24/7 availability, fastest load times, and incredible 99.9% uptime.

HostGator is in high demand for its most affordable cloud-hosting packages. Not only this, the service also ensures high scalability and performance, while meeting your website needs.

HostGator is recognised for having high-profile partners, such as Dell, and Cisco. It also gives the facility to update service status using RSS feed.

The company is best known for its dedicated services and secured servers. The company is unique as it gives money back guarantee within 45 days if fails to meet the client requirements.

2. iPage

iPage is one of the top 20 best web hosting companies that offers flexible packages for personal, social media and business websites. Customers love this service for free domain registration and its service in multiple locations.

Many small businesses have effectively shifted their web operations to iPage to avail its exclusive features such as unlimited email accounts, free domain name, and unlimited bandwidth.

People love the service for its high quality, reliability and easy set up procedure. The service makes clients comfortable with money back policy like HostGator.

iPage keeps upgrading its features for high end user experience. The service comes with code-free website management process, making it ideal for use.

The company believes in eco-friendly business, so it uses wind energy to power its servers and most people admire it’s corporate social responsibility. The downside of the service includes lack of dedicated servers.

3. GoDaddy

GoDaddy has set a great example as a web hosting company, and is evident from 17 million users. It is world-famous domain name provider with 72 million domains and hosts business, website, and WordPress.

The strength of the service is high security and data safety. The owners can have complete control over their website.

The novice users can avail free website builder and privacy protection packages. It gives great advantage to the online shopping companies with its.store domain.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Satyapriya Rao

Real Estate Advertising Ideas – 5 Unique Advertising Options

When building customer-base for real estate, success is not an overnight feat. It will involve a lot of hard work. Letting other people know of your business or about the property you sell does not totally mean that you have to place lots of text-based ads all over. You have to be creative to excite your potential buyers. Here are some tips for your next real estate advertising goal.

  1. Create a video walk through of the house. Take advantage of the technology offered by smartphones and drones. Using them plus your creativity, you can shoot at different parts of the house to present realistic view of what you are selling.
  2. Build free offers to collect email addresses. If you are observant, you probably can see that a lot of websites and blogs have pop-ups offering free trials, free newsletters, pdf downloads of articles, and a lot more. By simply filling out the electronic forms, users can give you email addresses which you can later use to send out your offers of real estate properties being sold.
  3. Be a resource person for local TV networks and radio stations. By being an expert person on real estate, you can actually gain the attention of local TV networks and radio stations. It’s like applying for a job but if you’re able to hook with them, you will have a great venue to advertise the properties in your portfolio. You can email them to send either a letter stating your endeavor or a short video presenting yourself as an expert and willing to be their resource person on subjects related to real estate.
  4. Take advantage of the trending internet memes. Admit it or not, you are also among the bunch of internet users who are enthused with the trending memes we see. They carry a range of graphics ranging from animation characters, Hollywood stars, animals, and a lot more. Depending on the graphics and the texts that go with them, they become instruments to send-off messages to those who see them. With this said, then you can have memes that actually persuade people to buy the property you are selling or call them to action to avail your services as a real estate agent.
  5. Have video testimonials done by previous clients. Go beyond the usual testimonials which are fully textual and placed on specific sections of the website or blog. Instead, ask for video testimonials from your past clients. Aside from presenting their real experiences, you present real people to potential customers.

Go unique. Go beyond the usual. Exhaust your creative juice to excite your clients. Real estate marketing is tasking and will need you to work your way to become a brand and an authority.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Desare A Kohn-Laski

Cyprus Property For Sale

Are you fascinated by Cyprus? If you are and you are thinking about buying a property there, then you will be happy to learn that you can get a wonderful Cyprus property for sale. Before you think of anything else, you should first decide on the region where you want to own a property. Once you have decided on a city or town where you wish to look for a home, you can look for the potential houses there. The best thing about buying a property in this land is that there are properties to meet all kinds of budgets. This means that you will be able to find great properties that will meet your budget.

It will be best if you take the help of a real estate agent who can assist you in looking for a wonderful Cyprus property for sale as he has more knowledge about the various properties that are being offered for sale in the market. You need to state down your needs and requirements so that the agent will consider all these and then start looking for the properties accordingly. There are different areas where people look for properties and some of the places are Nicosia, Paphos, Larnaca, Limassol and Ayia Napa; to name a few.

When it comes to looking for a good Cyprus property for sale, many people make the mistake of looking for houses in the wrong locations and they end up spending their time as well as money. Before you go to Cyprus to view the properties, it is essential that you make sure the potential properties that you are planning to view can offer you what you are looking for. If you are looking for a villa, then let your agent know this so that he will not look for a condo or apartment for you. You should also mention the maximum amount of money that you are willing to buy the property so that your agent will not end up looking for properties that are over and above your budget.

If you have any specific needs (like you want to own an ocean-front property), then you should let your agent know about this piece of information. It is vital that you state your needs very clearly so that you will be able to find properties that you will like. Once you have shot listed few properties, you can visit the country and check them out. Then, you can buy the Cyprus property for sale that you think will be perfect for you.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Robert Linley

Pre-drawn House plans the Benefits and Styles

Pre-drawn house plans are those that are drawn by architects or home designers and then offered for sale, unlike those that are drawn for an individual, with input from the customer. While this method may be a great idea, there are definite benefits to purchasing pre-drawn house plans. Architects and home designers that do custom home designing also do a lot of their own designs, and it is these plans that are offered for sale

They are adept at making plans that utilize available space to the best possible advantage, and at laying out a floor plan to optimize curb appeal.

Custom designing of your home can take months to be completed and is extremely expensive, often up to ten times the cost of predawn or stock house plans. Using custom drawn plans can delay the construction of your home by many weeks There are dozens of home styles and literally thousands of plans to choose from, so you can be sure to find the home of your dreams.

If you find a house plan that you love, but want to make minor changes, most companies can have their designers do that for you, at an additional fee. It is also possible to have your plans reversed, for instance, if your breakfast nook faces west but the view from the north side of your lot is more attractive, you can reverse it. Many of the sites selling house plans will allow you to see a reversed view, of houses you might want to build.

Another service provided by the companies that design and sell house plans, is one that allows you to estimate the cost for building a particular house in your area of the country. The South is the least expensive area to build in and the West has the highest cost .The national average is somewhere in between.

There are dozens of house plan styles for you to browse and hundreds in each category, from A-Frame to Victorian, , from small to large, you can find the right home for your family. There are magazines, books and web sites galore that you can search

Beach houses, are small one story homes, raised above the ground, and usually have an open floor plan, with a lot of windows, to get a good view of the yard.. A low end Beach house with 2 bedrooms, 1 bath, kitchen and Great room would cost, about $74,000.00 to build, according to the national average, and about $15,000.00 more in the west and $8000.00 less in the south. These little houses make great vacation retreats and are also suitable as a starter home or retirement home for empty nesters.

Bungalows are 1 to 1and ½ story homes, They often incorporate features of the Craftsman style house, such as natural building materials, exposed rafter ends and gables. They also sometimes borrow features from the Country or Victorian look.A two bedroom, one bath bungalow in the mid-range can be built for between $70,000.00 and 95.000.00, depending on what part of the country you live in. A low-end two bedroom one bath can be built for $52,000 to 70,000. These cute homes are great for newlyweds or retirees

Large front porches, dormers and a roofline that lies parallel to the road are the main distinguishing features of Country homes. Farm house and French Country plans can also be included in this category. Open floor plans are not common to this type of house. A small country home, 576 square feet, with one bath and two bedrooms, can be built for under $60,000.00 can be erected on your site for under $60,000.00. A three bedroom, 1 and ½ baths, will average about $84,000.00 to erect on your site. .

Craftsman style homes are characterized by the use of natural materials like wood or stone for exterior walls, and rock foundations that slope out towards the ground. They may also include dormers, exposed beams, and overhanging eaves. A two bedroom one bath house in the craftsman style will cost between $52,000.00 and $62,000.00 to build a two bedroom, two bath, home with a 2 car garage will run about $96.000.00.

Another popular house plan style is the French Country home. They are similar to Country style in that they feature front porches, dormers and roof- lines that run parallel to the road. A two bedroom, two bathroom house with volume vaulted ceilings, walk in closets, walk in pantry covered rear porch and two car garage can be built for approximately$112.000.00 to $133.000.00 depending on where you live.

Log homes make the perfect vacation home since they evoke feelings of comfort and peace. These homes come in various styles and sizes. Wood logs are the main construction material,. A one story, two bedroom, one bath, log home, with a covered front porch, will cost about $90,000.00 to build.

Victorian style houses are generally two stories, with steep roof pitches, dormers, octagonal turrets and of course the trademark gingerbread trim. A two story, three bedroom, three baths home of this style, with an open floor plan, and unfinished basement, can be built on your lot for around $100,000.00.

Luxury homes are huge house with at least 3000.sq. ft of living space, they are characterized by large master bedroom suites.1 walk in closets, and extra rooms which can be used as a library, music room, media center or home office to name a few. A three bedroom, two and ½ bath, luxury home with a two car garage with storage space, breakfast nook, and covered front porch .will cost you between $ 180,000.00 and 240,000.

There are dozens of other house plan style categories, such as A-Frames, Mission, Contemporary, Southwest, and Tudor to name just a few. A web search for house plans yields a mind blowing number of searchable sites. Most of these allow you to search for house plans, by style, number of bedrooms, baths, with or without a garage, or by sq. ft. of living space.

Keep in mind that the estimate price to build, doesn’t include the price of the plans, any changes you make to the plans or building permit fees. Despite these fees,

Building your new home from pre-drawn plans will be cheaper and probably faster than having your home plans custom drawn.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Martin Smith

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That’s all we know.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Steve Zivolich

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