So Many Condos for Sale! Tips for Choosing The Right Place to Call Home

Many people are deciding to downsize on their homes today, whether the kids have gone off to college and retirement is coming soon, or they are young professionals not ready to invest in a large home. For these reasons, condominium living has become more popular in recent years. Urban areas as well as casual resort and more rural settings have condos for sale that appeal to just about any taste. These types of lodging are popping up in unexpected places today. They are no longer relegated to the high-rise resorts on the ocean as they were in the mid ’80s. Old warehouses and factories are being converted to provide living spaces, and cities are expanding out into what were once rural areas to allow for multi-family dwellings with a country, natural feel. With this vast array of types of condos for sale, it can be difficult to choose which is right for you. Here are some tips to help you out as you venture into condominium living.

– Like with all home buying, get prequalified for a mortgage first. Find out how much you can afford and what financing options are available to you.

– Select a realtor to help you out on your search. Their services are free, and they can offer you their expertise and knowledge of the area.

– Hire a law firm to help you out with paperwork for closing and legal advice for home buying.

– Have the realtor show you a variety of condos for sale: high-rises, flats, and lodgings with or without amenities like swimming, tennis, doormen, or workout areas.

– Plan to buy the largest space you can afford. Studios and one-bedrooms are difficult to resell, unless you’re in an area near college or university campuses.

– Visit the area at different times of day to gauge traffic, both pedestrian and vehicle, and to find out what the noise level is like.

– Choose a unit with the best view. This makes for easier resale, too. Be sure to pay attention to incoming sunshine, however: a great, sunny view can also mean higher air conditioning costs in summer.

– Check out the parking space situation and be sure there is plenty available for tenants and guests.

– Consider storage options by thinking about how much closet space you’ll need. Most complexes offer some type of on-site garages or storage areas. If not, you may need to incorporate a little extra cost to your mortgage calculation for monthly off-site storage fees.

– Don’t forget to check out evacuation routes in case of emergencies. Be sure to have an inspection performed by a certified building inspector prior to purchasing.

– Talk to neighbors and find out what they like best or what they may not enjoy about living in the complex. Ask around about pet policies and other details that might not have been advertised or explained by your realtor.

With these simple tips in mind and a great idea of exactly what it is you’re looking for in your new home, you can find condos for sale to suit almost any need. It’s a great way to live maintenance-free and in a smaller home when you don’t want or need a lot of space or furniture.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Alfred Ardis

Art Collecting Tips for Profit and Pleasure (A Six-Part Series): Part 6 – Leaving a Legacy of Art

PART 6 – LEAVING A LEGACY OF ART

What a waste when wonderful collections of art are decimated upon the collector’s

demise! This happens all too often because of the lack of records and instructions

left behind concerning the art pieces.

Ignorance results in the art being relegated to a dusty and moldy storeroom or,

worse, being consigned to the trash. More conscientious ‚beneficiaries‘ may give

away the pieces to thrift stores and charities. Commonly, haulers are summoned to

dispose of the pieces. Some shrewd haulers have learned to consult art dealers on

their ‚finds‘, as they have discovered that there can be gold in dirt.

Imagine paying someone to take away priceless art! Sadly, this scenario is played

out year after year around the world, because too many art collectors fail to plan for

future owners of their art. Have you planned for posterity?

Who would you like your art collection to go to some day? A loved one? A charity? A

foundation? Or perhaps a museum? Who will be the beneficiary of your much-loved

and treasured art? If you don’t want your art pieces to fall into undesirable hands or

be destroyed, you’ll need to start keeping detailed records and make clear

provisions NOW.

The Importance Of Documentation

Some years ago, while clearing out my parents‘ rambling old house which had just

been sold, I came across 10 glass beer mugs, stored away in a small musty

storeroom under the staircase. The mugs were plain and ordinary-looking, except

for a circular, thumbnail-sized design an inch below the rim. No documents

accompanied them.

For a moment, I contemplated keeping the mugs, as I thought they could serve

some practical use around my own home, although they were rather unattractive.

That moment passed very quickly, as I still had much clearing and packing to do.

After all, the mugs appeared very pedestrian. I knew that I could always get more

appealing-looking mugs whenever I wanted. So I left the mugs behind in the old

house. I don’t know if anyone ever took them before the demolition crew started

their work.

Less than a month later, there was a newspaper advertisement looking for beer

mugs just like the ones I had seen in my parents‘ old house. The company which

had placed the ad was willing to pay $500 for each mug in good condition turned

in. Those 10 mugs I had left behind were practically in mint condition. I could have

cried.

From Treasure To Junk

Have you ever seen the sign „We buy junk and sell antiques“? While this may sound

humorous, there’s also a lot of poignancy and irony intermingled. Don’t let your art

treasures become junk. Do your utmost to ensure that they are treated with respect

and go where you wish them to go.

List Options And Directions

Whatever the size of your art collection, do provide a list of options and directions

to go with it. Besides the usual documentation which should accompany every item,

this should include the contact particulars of parties who can assist in the valuation,

sale or dispensation of the art pieces.

Choose Beneficiaries

Do also mention any parties you may like to give your art to. Remember, you may

know the subject and its market like the back of your hand, but others probably

won’t. Don’t leave your beneficiaries at the mercy of opportunists or others who

may not be able to appreciate the value of your art collection.

Provide Values

It’s a very good idea to include the insurance or replacement values of your art

pieces. You might even wish to provide suggested wholesale values, so your

beneficiaries will be more prepared should they decide to sell your art pieces.

Ideally, if you haven’t already begun, let the people closest to you understand the

importance of your art collection now. Once they develop a healthy respect for it,

the chances improve that your art collection will be in good hands and go where you

want it to go.

Be an artful collector – plan like a pro all the way.

Copyright © 2006 Carol Chua

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Carol Chua

Home Sellers! Are You Guilty of the 7 Sins of Home Selling?

Greed: This one is a biggie. It was easy in a seller’s market to get in touch with your greedy side. Feeling like Midas, anything you asked for from a buyer turned to gold in your hands. Drunk with that kind of power, buyers were often left feeling helpless to comply if they wanted your home. In a balanced market, or even in a buyer’s market, many sellers have not kicked the greed habit. Ironically, greed is costing those sellers money. Ask any real estate agent and they will tell you stories of deals that were blown because of a $300.00 item that could not be agreed upon. No longer with the advantage, many sellers are refusing to make any concessions if it means less money in their pockets, but now the buyer’s are free to move along to the next house on their list. A seller may balk at fixing a $500.00 item in the house, or providing an inexpensive home warranty, but when the buyer moves along to an accommodating seller, the greedy seller is left to wait for another buyer – all the while making mortgage payments on the house they can’t sell. Bad move.

Unrealistic Expectations: Anyone who has sold a home in a seller’s market is going to have a hard time grasping a buyer’s market. If you want to sell your house, you have to forget everything you remember about selling your house in the past. Odds are that your home will not sell in a week, nor will you receive multiple offers. Unrealistic expectations are the foundation of blame and resentment, and they keep you from selling your home. The first few weeks of having your home on the market is filled with hope, anxiety, and irrational exuberance. It’s completely normal to believe that your home is somehow more special than the others on the market, and yours will be the exception to the tough market. Once it becomes clear that the bidding war has not materialized, and your home still sits along with the others, a home seller with unrealistic expectations is crushed. Stay positive about your home, but don’t blind yourself to what selling it will entail. A home seller with a realistic view of what it takes to sell a house in a balanced or buyer’s market, can easily adapt to changing market conditions, use constructive feedback to improve their home, and in return sell their home faster.

Pride: If you really want to sell your home, make the promise right now that you will never utter the following phrase: „I’m going to send that buyer a message.“ If you enjoy sending messages, then perhaps you could raise carrier pigeons. If you want to sell your home, drop that phrase from your vocabulary. The message that sellers send, when they respond to buyers that way is „I don’t want to sell my house to you. You have insulted me.“ In the end, all you are left with is your pride, and that house that just will not sell. As an active Ebayer, I have never witnessed a transaction in which the seller of an item got indignant at the lowest bidder. It’s all business. Divorce your emotions from the home selling process, and you have an advantage over the angry sellers in your area, because the buyers that they turn way with their „messages“, are going to buy a home – just not theirs! The message to send to a buyer should be in the form of a counter-offer. Nothing more. Nothing less.

Impatience: You want this home sold. Now! The impatient seller can’t understand why their home hasn’t sold in the first week. By the third week on the market, the impatient home seller is fuming, and wondering how to get out of the listing agreement. Are you an impatient home seller? If you’ve chosen your real estate agent carefully, and believed when you signed the listing agreement that they are up to the job, then sit back and let the market work. The impatient seller calls their agent more than once a day for updates, even if there has been no activity on the house. The question, „why isn’t it selling?“ is regularly pleaded over the phone. Are you, the impatient seller, doing everything you need to do to get your home sold? Have you done the things your agent suggested to get your home in selling condition? Did you really listen to the comparable pricing data your agent provided you? Or did you have a set price in your mind and refused to move from it when listing the home? The impatient seller can create an enormous amount of stress for everyone involved in selling the home, and it’s totally avoidable. In the end, the timing of the sale of your home will be a combination of price, condition, and luck. No amount of impatience is going to change that.

Ignoring the market: Ignorance is not bliss. Ignorance is disaster for a home seller. Yes, we know that your neighbor sold their home for the same price you want for your home, but that was four months ago. The residential real estate market is more fluid than ever now. Educate yourself about current market conditions, not last year’s market, not even last month’s market. A home seller who ignores the market will interview a few real estate agents, read the data provided by the agent, then ignore the data and list with the agent that gives them the least argument about pricing their home unrealistically. Real estate agents do not price homes, sellers do. The agents will provide valuable information and input to help a seller choose a price. Some agents will refuse to take a listing if they feel the seller is unrealistic about pricing, but many others will take the listing with the caveat that the seller be open to reducing the price later. With so many other properties on the market, an overpriced home will sit there like a deli tray at a gathering of vegetarians. Then, the seller will be chasing the market by lowering the price after watching the prices around them fall. Eventually, the house may sell, but the price will be determined by the market, as it always is. If you are guilty of ignoring the market, you can save yourself a lot of time and headache by scheduling a meeting with your real estate agent to go over the current sales data for your home, and setting a realistic price, now.

Stubbornness: When selling your home it’s best to imagine yourself as a supple tree gently swaying with the wind, instead of a donkey with its heels dug solidly into the dirt resisting all attempts to be budged. Stubbornness can show up in many situations. When you are contacted to schedule a showing, do you leave the house? Though it’s a fact that your home has a better chance of selling if you are not there for the showing, do you refuse to be inconvenienced by having to leave? You may tell yourself that the buyers can work around your schedule. They won’t. The chance for a sale often vanishes because a buyer feels uncomfortable with the homeowner in the house, and cannot freely assess the house. Expect to be inconvenienced when you sell your home. It’s part of the process.

Being Uncooperative: Are you a partner with your real estate agent when it comes to getting your home sold? Do you resist all suggestions by your real estate agent to make changes to your home that will help it sell faster? I’ve had this conversation with home sellers many times. Is it fair that people judge your home based on the things that are not going to be in it when you move out? No, probably not. Do buyers judge your home based on those things? Absolutely. I’ve seen buyers lose their enthusiasm for a home based on a decorating theme that didn’t suit them. No matter how many times their real estate agent might remind them that they can decorate in their own style, it’s too late. The home is now referred to as the „duck home“, or the „doll home“, or the „pink home.“ Every house gets a nickname when buyers are shopping. Don’t let your refusal to cooperate stop your home from being the „perfect home.“

The sale of your home requires the cooperation of countless people, many of whom you’ll never meet. The key word here is „cooperation.“ We, as home sellers, expect those that are working to complete our sales transaction to be cooperative. What about you, the home seller? Are you willing to meet the buyer halfway in negations? Are you willing to work within someone else’s schedule to get something signed? Remember, you may be selling a property, but in the end, real estate is about humans. Be a good one.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Diana Hathaway Timmons

16 Tips to Keep You Moving Forward With the Home Downsizing Process

Our last article included 11 Tips to help you get started with the Home Downsizing process. Whereas that article focused more upon how you can „Get Started“, this article takes you to the next step and provides you with 16 tips and strategies designed to „Keep You Moving Forward“ after you have started the Home Downsizing process.

Know Values Before You Begin Dumping. „Do Not“, I repeat, „Do Not“, begin dumping anything before having someone look at it for potential value. All too often things that you perceive as having value turn out to be valueless, while things that you perceive to have little value end up having considerable worth.

Have a Professional Help You With Values: Before tossing anything out you would be wise to hire someone who is knowledgeable in Personal Property values to provide you with valuations prior to beginning the dumping process. A Professional In-Home Personal Property Walk-Through Valuation is usually a good place to start for most individuals. A USPAP Appraisal will be more precise and detailed, but will cost significantly more because of the time involved in its preparation. The up-front cost of either should seem quite reasonable when compared to the potential loss if you throw the wrong things away.

What You Paid Has No Bearing On Today’s Value: We’ll cover this concept in greater depth in a later article, but at this point you must understand that what you paid for something has absolutely no bearing…none…on what it will bring in today’s market.

Start Early In The Process: Whatever you do, don’t wait until the last minute to get started. Start early, work in smaller blocks of time, and the job will go much easier.

Start With A Small Room: Start by selecting a small room to begin with. Once that smaller room has been successfully completed, it will be easier to move on to a more complex room.

Start With A Room That Has Less Sentimental Attachment: A bathroom, closet, or kitchen may be a good place to start. The most important thing is to start somewhere, and then build momentum towards larger projects.

Start With Larger Objects: It’s often easier to start by eliminating larger items, such as furniture. The logic here is that you can begin to feel as if you are making progress after only making a few decisions.

Start With A Portion Of The House That You Don’t Currently Use Much: A grown child’s empty bedroom is often a good place to start.

Start With Personal Papers and Family Photographs: This won’t gain you that much space, but it can be fun, and is a logical step in starting the downsizing process.

Work In Limited Blocks Of Time: The process can be very tiring and emotionally draining. Limit yourself to only a few hours at a time, at least in the beginning. Then, if you are feeling up to it, you can work in extended periods of time.

Stick With A Specific Project Until Done: Once started, do your best to complete a specific project, especially smaller projects. For example, if your start cleaning out a closet, finish that project before moving on to another project. However, recognize that larger projects, such as a basement or attic, will most likely not be completed in a single session.

Anticipate The Weather: Plan ahead, keeping the weather in mind. You don’t want to work in the attic on a scorching July day, and you don’t want to be working in the garage or outbuildings in sub-freezing weather. Use the weather to your advantage.

Give Yourself Ample Lighting: Little will get done if you can’t see what you are doing. If the room you are working in isn’t bright enough, bring in some temporary lighting to brighten up the workspace.

Give Yourself Ample Workspace: You can’t sort much into piles or sorting categories on a single, rickety folding card table. Try to provide yourself with one or more solid 3′ x 8′ folding tables. Today’s tables have light, plastic tops and are much easier to move by yourself than the heavy wooden tables of previous years.

Use Heavy Duty Plastic Bags For Dumping: It doesn’t matter whether you buy them at the supermarket, home improvement store, or dollar store, be sure that you use heavy duty plastic bags for packing old clothes and linens, or dumping unwanted smalls into the weekly trash. Nothing is more frustrating than having a lighter-duty plastic bag break after you have spent considerable time packing it.

Homes With More Space Can Sell Better: Selling off your Personal Property can make you even more money when you sell your current home. Clutter tends to make a house look small. By downsizing before you put your house on the market, you can make your house look even bigger than it really is, thereby increasing its salability. We know of one situation where the Real Estate agent felt that a house brought $30,000-$40,000 more than it would have brought had the home downsizing not occurred.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Michael Ivankovich

Simple Tips For Low Cost Home Improvements

Have you been thinking about remodeling your home? Keep in mind that you can often achieve your goal without a giant expense. Small improvements introduced in almost every room, including the exterior of the house can make all the difference.

Here are a few tips to get you started:

Keep it clean and keep it simple!

A clean and neat house is appealing and eye-catching. You can start improving the appearance of your house simply by cleaning out the debris. Try making your garden look like an ideal place with some weeding and cleaning out the flower beds. Paint the front door to give your home a more welcoming feeling.

De-cluttering is also a part of cleaning, so get rid of things you don’t need to make room for new ones. The first glance is usually enough for a selective buyer to quickly estimate a house.

Does the exterior of your home need repainting? Is there a walkway that you can highlight by introducing some flowers? Remember to keep it simple. Focus on making things neat and tidy.

Two hot spots of every home:

The two most closely inspected rooms of a house are the kitchen and the master bathroom. If you are looking to focus on two hot spots, these are the interior rooms where the most value can be added during a sale, so make them look their best to increase your return on investment.

Is your kitchen may be in need of an upgrade? A well updated kitchen will dramatically increase the value of your home, so focus on spicing up this room to grab buyer attention. Renovating your kitchen using modern décor is going to instantly improve the value of your home. Many times a buyer will compromise on other rooms and will buy a home just because its kitchen is well-maintained and inviting.

The same holds true for bathrooms, especially the master bathroom. You will charm open house-goers with modern upgrades like dual vanities and soaking tubs in your master bath. Replace the faucets and clean up the bathroom counter. We would again emphasize on simplicity because for easy maintenance.

What to Invest in?

So, you’re done de-cluttering, cleaning and upgrading. What’s next? Well, if you are willing to make a good upgrade investment, it is recommended to divide your renovation plan into four parts to bring impressive improvements to your home. Here are the four areas you may want to seriously consider upgrading:

Lighting: If you are not satisfied with the lighting system in your house, replace it.

This would entail buying lighting fixtures and other equipment for each room to make it look consistent and attractive.

Plumbing: Many old homes have rusty pipes and some leakage in the plumbing that needs attention. Your home will not sell fast and at a price you have in mind if you haven’t already upgraded the plumbing system.

Flooring: Most people nowadays look for hardwood floors or alternatives that are easy to manage and provide health benefits instead of carpeting. Tiled floors are also fairly acceptable. If you think this improvement would bring you higher profits, make the investment without delay.

HVAC Replacement: Today new energy-efficient HVAC systems are being introduced to the market that incur a one-time cost and help you save huge amounts of money on utility bills. You can add a unique selling feature to your house by making this replacement part of your home improvement strategy.

What’s really worth repairing?

Remember that not all things are worth repairing; some need to be thrown out and others need to be replaced. This is a good principle to follow when staging a home.

Inspect every aspect of your home and then come up with a plan within your budget to bring a fresh crisp look to your home. You may want to replace outdated appliances in the kitchen with new modern models. Repairing old appliances is not an option. If your budget doesn’t allow an appliance upgrade, simply give the ones you use a color-boost to improve their appearance.

If you already have wooden floors installed at home, look for scratches and be prepared for some refinishing. Wooden floors are highly desirable, even if they are old and worn. Give them a little lift-up to make them more attractive and appealing.

Nowadays energy-efficiency has found its way into many of our systems including the windows. Home buyers look for the latest windows and other systems that are designed as energy-efficient since they provide a number of economical, health and environmental benefits. Replace your old windows for new energy-efficient windows to improve the value of your home.

If your bathroom floors are tiled, look for any flaws or cracks especially if the tiles are white or light-colored. These types of flaws are hard to conceal even if you arrange everything else very neatly. So, before investing in other bathroom accessories replace a cracked floor tile.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Trish Pappano

Apartment Building Investing – Find Motivated Sellers

As the creator of the „Buy Your First Apartment Building E-Course“ I have many potential students and beginning investors ask me, „How do I find motivated apartment building sellers?“

There are many ways that investors use to find motivated sellers, however, what I see happening many times with beginners is that they start looking for properties to purchase before they thoroughly understand how to identify a truly profitable opportunity. Here are my recommendations for how to begin learning about multifamily investing and then how to find motivated sellers.

Begin by learning what makes mult-family property profitable by taking these steps:

  1. Study and learn about what makes an apartment building profitable.
  2. Read as many books about real estate investment and apartment building investment as possible. It is a lot easier to learn from other people’s mistakes. There is no need to reinvent to the wheel.
  3. Find a reputable real estate investment club in your geographic area and meet with the commercial investor members. These „old hands“ are a valuable source of market information.

After the aspiring multi-family property buyer has received a thorough education by reading books, industry magazines and networking with other commercial real estate investors then he or she is ready to begin the process of searching for an actual property to purchase.

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A great reference source for finding well educated commercial real estate agents is the CCIM website. The CCIM is a professional designation that qualifies a commercial real estate professional as capable and knowledgeable in the field. You can also find commercial real estate agents using a simple search on the web.

When searching for a commercial real estate agent take these steps:

  1. Speak to a number of commercial realtors in the area and ask about „pocket listings“. Pockets listings are apartment building owners that the experienced realtor might know who are serious about selling their building but they have not listed the property yet.
  2. Find a commercial realtor who specializes in multi-family investments. A good commercial realtor who specializes in multifamily properties should have a great knowledge of what apartment buildings have sold for recently.

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  1. Place an ad on Craigslist stating what you are looking for:
  2. „Looking To Sell Your Apartment Building? I am a commercial real estate investor interested in buying multi-family property in Philadelphia between 5 and 100 units. I am looking for owner financing over five years with 5% down or will buy with a 20% down payment and a bank loan.“

    Or, here is an ad that I copied directly from Craigslist this morning:

    I BUY MULTI-FAMILY PROPERTIES W/SELLER FINANCING OR QUICK CASH. Need to sell?
    Moving? tax benefits run out? call me for a offer.

  3. You can also place the same ad in the commercial real estate section of your local newspaper but be prepared to pay a handsome sum for the ad and also be ready for unsolicited calls for real estate agents. Newspaper ads do work but you are better off using free or more direct methods like direct mail.
  4. Another strategy is to contact the owners of commercial real estate directly. This can be done in a number of ways. Multi-family owners can be located by researching the tax records of a metropolitan area. Usually, the owner of record will be listed along with his or her or contact information. The next step is to write a letter that explains who you are and what you are trying to accomplish. The purpose of letter to have many interested apartment building owners contact you. You should leave your phone number, mailing address and email address for sellers to contact you. You should make it very easy for the sellers to get a hold of you. Remember, you will need to look at dozens of deals and sellers before you find the one that fits your investment criteria. You can also contact owners directly by telephone. Keep in mind that multifamily property owners are usually very busy so you might want to write a script or have talking points written down so you are able to get right to the point and get your message across accurately.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Ted Karsch

How To Hypnotize Her Into Wanting You Through Simple Text Messages

If you understand the structure of human emotions, it becomes to engineer them. Of course, this is neither good nor bad. Just because you can build something doesn’t mean it’s going to be good or evil. You can build a hospital, or you can build a torture chamber.

Both would use the same tools and engineering techniques.

Keep that in mind when putting the tips in this article to use. They are very powerful, and based on the incredibly irresistible subconscious power of hypnosis.

First, let’s discuss love and attraction. For a guy to feel attraction, she’s gotta be hot. Easy. Takes less than a second. For a guy to fall in love, it takes a little longer. Maybe two seconds.

But for girls, it’s different. Why? Mathematics. Guys have billions of sperm. It doesn’t matter if we miss with a couple.

Girls, on the other hand, only have so many eggs. And when one gets fertilized, she’s out of commission for a few years. Naturally, she’s been programmed by DNA, mother nature, and evolution to be extremely picky, on an unconscious level, who she falls in love with.

The good news is that you can use some simple techniques to put the whole process on the fast track.

For a girl to fall in love with you, she’s got to convince herself that you’re a good partner. This means she’s got to be thinking about you, on her own, when you’re not around.

How do you get her to do that?

With texts.

Most guys use texts completely wrong. They use them to get approval, to arrange hook ups, to set time and places, and send cute texts back and forth.

This is wasting a huge opportunity.

Instead, consider only sending her one text every couple of days. And make sure that text is no more than a few words.

Why?

Remember, the purpose is to get her thinking about you. If you text her every five seconds asking if she still likes you, she’ll be thinking about you all right, but not in the way you want her to. She’ll be wondering why you won’t leave her the heck alone.

On the other hand, if you send her short, mysterious texts every couple days or so, she won’t be able to help thinking about you. Wondering what that text meant. She’ll text you back, asking you what you meant, but never, ever answer it.

Remember, your job is to get her thinking of you, not to spark a conversation.

Naturally, this is best used in tangent when your dating her once or twice a week.

It goes like this. She sees you, and has a good time. Then she gets a mysterious text from you, which pretty much forces her to think about you.

Then she sees you again, (where you definitely DO NOT explain your texts) where she again has a good time. Then she gets another text from you, increasing her tendency to think about you, which will increase her interest.

Instead of maybe falling love with you in a couple of months, she’ll positively fall hard for you in a couple of weeks.

How you use that is up to you.

Immobilienmakler Heidelberg

Makler Heidelberg



Source by George Hutton

Sonography School Options: 4 Accredited Ultrasound Technician Schools in Modesto, CA and Nearby

Modesto is a city in California that has successfully blended urban living with small town charm. Located in the San Joaquin Valley, residents enjoy activities like rafting on the Stanislaus River and horseback riding at one of the many ranches. The food options cover the spectrum from meals at four-star restaurants to an abundance of locally produced fruits, vegetables and walnuts. Diagnostic Medical Sonographers in Modesto, California will also find a strong healthcare system serving a regional area.

Sonography Education in Modesto, California

The only way to obtain a credential as a Registered Diagnostic Medical Sonographer is by passing ARDMS examinations. However, certain prerequisites must be met first. The programs accredited by the Commission on Accreditation of Allied Health Programs (CAAHEP) most thoroughly prepare students to master the exams at any point in time and ensure students have met clinical training requirements. In 2014, the accredited ultrasound technician program closest to Modesto is Merced College in Merced, California.

Since ultrasound technician schools limit the number of applicants, it may be necessary to find a program further away. If the student needs financial help for sonography study, there are many different types of scholarships, grants and loan packages available. The school financial aid office is a good place to begin the search, but many scholarships are available outside the schools. The Society for Diagnostic Medical Sonographers is the best starting point.

There are more than 18,000 enrolled at Modesto Junior College in day and evening classes. Within a 30 mile radius are three more universities and colleges with total enrollments of over 19,000 students.

Salary Fact and Job Outlook for Sonographers in Modesto, California

Modesto Diagnostic Medical Sonographers earned significantly more than the national average annual wages for ultrasound technicians. In May 2013, Modesto sonographers earned $77,230 in average annual wages or $37.13 per hour. Nationally, the average wages in May 2013 were $67,170, meaning Modesto sonographer wages were 15 percent higher. The bottom 10 percent of sonographers in Modesto were earning 92 percent of the average national wages.

Modesto is in Stanislaus County, California that is projected to see net job growth of 30 percent for the period 2010 to 2020 for Diagnostic Medical Sonographers. In terms of wages and employment opportunities, Modesto is an excellent location.

A List of Best Diagnostic Medical Sonography Programs in Modesto and Nearby Cities in California

School Name: Merced College

Contact Person: Cheryl Zelinksky

Contact Phone: (209) 384-6170

Program: Certificate

School Name: Community Regional Medical Center

Contact Person: Joy Guthrie

Contact Phone: (559) 459-2731

Program: Certificate

School Name: Foothill College

Contact Person: Kathleen Austin

Contact Phone: (650) 949-7304

Program: Certificate and Associates Degree

School Name: Kaiser Permanente School of Allied Health Sciences

Contact Person: Dorsey Ballow

Contact Phone: (510) 231-5083

Program: Certificate and Bachelors Degree

Nearby States with Accredited Sonography Programs

In 2014, you can find more accredited ultrasound technician schools in the following nearby states:

  • Arizona (3 schools)
  • Nevada (1 school)

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Lisa J Parmley

How Your Real Estate Agent EARNS Your Trust?

For most of us, the value of our family home, represents our single – biggest, financial asset! Therefore, wouldn’t it, make sense, to hire, someone, who might make the biggest difference, in your results, from easing the process, to getting the deal, transacted? However, since, many find this period, stressful, etc, quality teamwork, and mutual trust, are essential (what is often called, being, on the same – page)! Before hiring someone, ask yourself, why do you (or don’t you) trust that individual, and what is needed, for a real estate agent, so he EARNS that vital bond! With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, using the mnemonic approach, what this means and represents, and why it matters.

1. Empathy; emphasis; efforts; excellence; endurance: It’s wise to thoroughly, interview potential representatives, before deciding, who, to hire, as your real estate professional/ agent! During this process, consider, whether the individual, is ready, willing, and able to effectively, listen, far more than he speaks! Does he seem to be able to customize his discussion, or, does it seem, like he is using some sort of script? Only, when you hire someone with genuine empathy, will he proceed with the understanding of your, specific needs, and priorities, and place his emphasis, accordingly! Are you convinced, he will place his efforts, on proceeding, with quality, and excellence, instead of the same – old, same – old? Since, there are often, obstacles, and challenges, you should seek, someone, with the endurance, persistence, etc, to make a difference, for you!

2. Attitude; aptitude; articulate; attention; actions: Great agents possess a positive, can – do, attitude, combined with a well – developed, aptitude, and skill – set, to serve their clients! Paying keen attention to details, articulating a message, which inspires potential buyers, to seriously consider, and bid, on your house, and proceeding with the best strategic and action plans, and, proactively, taking the actions, which produce results, are essential, to earning trust, and respect!

3. Responsive; region; relevant; reliable; responsible: To earn your trust, an agent must be responsive to your specific situation, etc, and produce, reliable, responsible approaches, to achieve, the finest possibilities, and results! To do so, he must know you region/ area, in – detail, and proceed, forward, in the most relevant way!

4. Needs; neighborhood: No two people, are exactly, alike, and, thus, it’s important to address the specific client’s needs, and priorities! In addition, he should be a neighborhood – expert, so he provides the best combination of knowledge, marketing, and input!

5. System; solution; service: Examine an agent’s suggested system, and consider if it addresses, and produces a quality, viable solution, to serve your best interests! The finest agents, consistently, provide the best service, etc!

Before hiring a real estate agent, do all you can, to ensure, he EARNS your trust! That’s the best way, to protect, your enormous investment, in your house!

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Richard Brody

Get The Word Out You Are Searching For A Great Condo

They go Fast

You don’t want to drag your feet though when it comes to new condos in for sale. The demand is there and many of them are sold in very little time. You need to get the message out that you are looking. This will help you to get information on the new listings as soon as they come out. When you are among the first to see them, you can pick what you want.

You don’t want to rush though and pick just anything because you worry if you don’t you will end up with something worse. The key to making it work is to take action so you know what is offered out there and how to get it.

Find an Agency

You don’t have to do it all on your own though. You can learn about the new condos in as soon as they are available. An excellent agency can help you to find what you want in the right location and price range. If there are specific perks you want such as a number of bedrooms or bathrooms, let them know. They will use these filters to help narrow down options.

They are only going to notify you when there are new condos in that fit your requests. This will save you time sifting through all of them on the market. When you first reach out to an agency, make sure you ask questions and spend time talking with an agent. You need to find someone you can really rely on to help you get information quickly.

Sign up Online

You can also learn about new condos in by signing up online at various sites. You can use their filters to look at the options currently available that fit your needs. Keep in mind the more you filter, the fewer results you are going to get. However, you do want to make sure you all the perks you want with your purchase choice.

Once you create the account, you can view what is currently out there. This is a fast way to find out about locations, pricing, and much more. You can even ask questions to schedule an appointment to see various new condos in that have captured your interest. As new options are available, you can set up email alerts so you learn about them as soon as they are offered.

Buy before it is Built

Don’t overlook the option to buy one before it is even built. Many of the condos out there are being promoted this way. You get to see the layout and you can even pick colors for your carpet or other features. You will be able to move in as soon as the building is done. You will be the first person to live in it and that is really exciting.

The down side to this option though is you can’t move in right away. Depending on what phase the building is in, the wait could be several months or even a year. Yet that may fit your time frame very well. It is certainly an option worth exploring as it could save you money and get you the condo you have always dreamed of!

Immobilienmakler Heidelberg

Makler Heidelberg



Source by Reg Liyanage

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